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Day 1 - What's up with this blog name?

The words Debt + Duchess probably don't go together, so why did I choose them for my blog name?

The reason I got myself into this miserable place is 100% because I lived ABOVE my means. I believed I could live like a Duchess, meanwhile I was wracking up thousands of dollars in debt on credit cards.

Those Gucci shoes that all the bloggers are wearing? Needed them. That Louis Vuitton bag? Of course I needed it, and it needed to be monogrammed (which makes it impossible to resell, a topic I will visit in a future post). Soul Cycle class on Monday and Bar Method on Friday, DUH. That Pottery Barn sofa and chair in nonrefundable custom white fabric? Of course.

You get the picture.

My obsession with THINGS I could not afford, is the reason I am here. The reason I have $43,00 in debt staring me in the face.

I truly believe if I had lived below my means, SAVED money, and did not use credit cards, that not only would I not be in this situation, but I could afford to buy (some) of these things with cash.

It is truly a horrible feeling to realize how much debt I have, coupled with the harsh reality that I didn't need any of them items I went into debt for.

WHAT.A.WASTE.

So my blog name is a nod to the fact that I am Duchess of nothing, except my debt. It is a daily reminder on this path to debt elimination, that I lived above my means for years with nothing to show for it except a pile of credit card bills.

Negative? Yes? But also a necessary tool in my debt elimination toolkit so I will never do this ever again.


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